How It Works

Your next steps are designed to save you time, effort, frustration and potential damage to your credit testing the water with lenders. Here’s how our program works In “3 Simple Steps”:

Step 1 of 3: Complete the Business Funding Application Form
>>> Get started

Step 2 of 3: Request your Credit Reports from CreditCheck® Total
>>> Credit reports must be obtained to participate in our Unsecured Business Funding partner programs. Our program partners mainly use CreditCheck®

Step 3 of 3: Schedule a Consultation
>>> Be prepared to forward your credit reports and scores to us,  then we will find "The Right Money" for your business.

From here on out, you will work directly with our funding partner. Don't worry. Their service is excellent and everything you say is private. The faster you provide them the documentation they need, the faster you obtain unsecured business credit lines. Depending on the program you engage, you may receive funds as soon as 2 weeks. No strings attached.

TREPMOOLA RESERVES THE RIGHT TO DISCONTINUE PRODUCTS AT ANY TIME WITHOUT NOTICE. Terms and Conditions Apply by funding source. To qualify, the client must be a U.S. citizen or permanent resident and meet underwriting requirements. Up to $250,000, the highest credit lines are reserved for the best credit scores. From $250,000 to $5,000,000, the lowest rates are reserved for the most qualified clients.

Things To Know

Trepmoola strives for complete integrity when presenting ourselves, our services and our partners. We believe you should consider a bank loan. However, going to a bank for a loan is not always your best option. Perhaps you cannot qualify for a bank loan or you do not wish to meet the bank's extensive criteria. No worries.

If you cannot meet bank requirements, such as 2 years time in business, 2 years tax returns, 120% collateral, 10% down payment, or you plan to fund a service-based business, we can offer you an excellent option. In today's financial world, you have a few alternative funding options that we consider exceptional.

We focus on unsecured business credit lines with one primary requirement: a good credit score. We call this a "No Doc-No Strings" approach to funding your business. Bank loans typically expect personal guarantees. We believe No Doc-No Strings programs are the superior way to start your business.

We are 100% certain we can help you with an average credit score. Getting the amount you want may take longer to produce, but we review your circumstances to mitigate whatever challenges surface. Our goal is to point you in the right direction with straight talk and industry-tested advice.

Yet, we also endorse the most important bank requirements as sound business practice, specifically doing a business plan and preparing financials. Our founder is an ex-financial planner and a current financial counselor. Complete integrity includes rock solid business principles to insure financial success.


Please visit our Glossary for terms that should help you understanding the alternative funding space for unsecured business credit lines. Click here!

Benefits of Trepmoola Funding Programs

Our funding partners offer extremely productive choices compared to bank loans and the many high-interest alternatives. Along with the mountain of documentation required by a bank to review a loan, their approval rates range from 10-15% depending on your source. Their application verification period can take between many weeks to several months while they hire third party appraisers to evaluate your collateral values, then offer you from 10%-80% of its value. If your score is above 660, our funding approval rate is 100% guaranteed for at least the minimum amount unless your credit report has excessive damage.

The list of benefits our funding partner programs offer is extensive:

  • Receive from $20,000 up to $5,000,000
  • Up to $250,000 can qualify for “No Doc-No Strings” products
  • No collateral requirement
  • No personal guarantee (unsecured)
  • No income verification or tax returns required
  • No interest for 6 to 24 months
  • No usage restrictions
  • Funding in 2-4 weeks
  • Save time
  • Save money
  • Protect your personal credit
  • Increase credit limits every 6-12 months
  • $250,000 to $5,000,000 Mid-Doc requirements less than a bank
  • Mid-Doc approval in 7 days
  • Mid-Doc funding in 30 days